German Mortgage Calculator — calculate your loan, buying costs, monthly payment and investment returns before you buy

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Loan & Purchase

6.00 %
%
%
% p.a.
% p.a.

Investment Analysis (Rental & Exit)

Loan Information

Total Purchase Cost

€557,850.00

Purchase Price: €500,000.00Land Transfer Tax: €30,000.00Notary & Registry Costs: €10,000.00Agent Commission: €17,850.00

Loan Amount

€457,850.00

Initial Monthly Payment

€2,098.48

Total Interest

€271,036.53

Debt-Free In

29 years

Amortization Schedule

29 years
YearPaymentInterestPrincipalRemaining Debt
1€25,181.76€15,876.41€9,305.35
€448,544.65
2€25,181.76€15,545.47€9,636.29
€438,908.36
3€25,181.76€15,202.73€9,979.03
€428,929.33
4€25,181.76€14,847.80€10,333.96
€418,595.37
5€25,181.76€14,480.25€10,701.51
€407,893.86
6€25,181.76€14,099.62€11,082.14
€396,811.72
7€25,181.76€13,705.47€11,476.29
€385,335.43
8€25,181.76€13,297.29€11,884.47
€373,450.96
9€25,181.76€12,874.63€12,307.13
€361,143.83
10€25,181.76€12,436.88€12,744.88
€348,398.95
11€25,181.76€11,983.58€13,198.18
€335,200.77
12€25,181.76€11,514.16€13,667.60
€321,533.17
13€25,181.76€11,028.03€14,153.73
€307,379.44
14€25,181.76€10,524.64€14,657.12
€292,722.32
15€25,181.76€10,003.33€15,178.43
€277,543.89
16€25,181.76€9,463.47€15,718.29
€261,825.60
17€25,181.76€8,904.43€16,277.33
€245,548.27
18€25,181.76€8,325.49€16,856.27
€228,692.00
19€25,181.76€7,725.97€17,455.79
€211,236.21
20€25,181.76€7,105.13€18,076.63
€193,159.58
21€25,181.76€6,462.17€18,719.59
€174,439.99
22€25,181.76€5,796.38€19,385.38
€155,054.61
23€25,181.76€5,106.91€20,074.85
€134,979.76
24€25,181.76€4,392.89€20,788.87
€114,190.89
25€25,181.76€3,653.51€21,528.25
€92,662.64
26€25,181.76€2,887.82€22,293.94
€70,368.70
27€25,181.76€2,094.89€23,086.87
€47,281.83
28€25,181.76€1,273.77€23,907.99
€23,373.84
29€23,797.25€423.41€23,373.84
€0.00
Total Rows: 29InterestPrincipal